realizes that your home loan needs are unique. Please note that the Mortgage Rates shown are not available in all states. The rates are representative and rounded to nearest point. Actual best mortgage rates available to you may vary. We ALWAYS recommend shopping at least two sources for your best available mortgage rates.
Compare Today’s Rates
Wells Fargo Rates
Wells Fargo offers new home purchase and home refinance mortgages. For refinance mortgage rates, Wells Fargo assumes the following:
The refinance of a single-family, primary residence.
That you pay 1% of your loan amount toward the loan origination charge.
A 90-day interest rate lock-in period (60-day lock periods with lower interest rates may be available for some loan products). The best 30 year fixed mortgage refinance rate quoted by Wells Fargo on their website today for FHA Loans is 3.5% with a 4.601% APR. The shorter term but popular 15 year fixed conforming refinance mortgage loan rate is quoted at 2.875% rate and 3.165% APR. Jumbo 30 year fixed refinance mortgage rates are quoted at 3.875% and an APR of 3.986%.
Chase offers new home purchase and home refinance mortgages. For new home purchases the best mortgage rates offered today are:
30 year fixed rate loan of 3.625% with an APR of 3.727%. For a 15 yr new home fixed rate loan the rate is 2.875% and 3.018% APR. For refinance home rates:
For 30 year fixed refinance rates the loan rate is 3.75% with and APR of 3.853% and for 15 year fixed rates the loan rate is 2.875% and the APR is 3.018%.
Citibank offer new home purchase and home refinance mortgage loans. For new home purchases the best rates offered today are:
For a 30 year conforming fixed mortgage the loan rate is 3.625% and the APR is 3.773% with a 0.625 point origination charge. For a 15 year conforming fixed mortgage the loan rate is 2.875% and the APR is 3.098% with 0.375 points.
For home mortgage refinances, the best refinance rates today are:
For a 30 year conventional refinance the rate is 3.75% and the APR is 3.862% with a 0.375 point origination.
For a 15 year conventional refinance the rates is 2.875% and he APR is 3.143% with 0.875 points.
Bank of America Rates
Bank of America offers new home purchase and home refinance mortgage loans. Rates quoted are for CA, your state rates may be different.
For new home purchases the best quoted 30 year conforming fixed rate is 3.625% with an APR of 3.795% and a 0.88 point origination charge. For a 5/1 ARM new purchase, the best rate is 2.375% with an APR of 2.883% and 1.099 points.
Contact us for Refinance Terms.